Credit Risk Officer
Descrição da Vaga
Descrição da Oportunidade
Credit Risk Officer (M/F) Maputo
| Heading is looking for his client , a Credit Risk Officer (M/F) for Maputo -Credit Risk Officer –Activities -Assess and analyse credit applications, ensuring compliance with internal policies and regulatory requirements. -Conduct credit scoring and risk evaluation for individual and corporate clients. -Monitor and manage the credit portfolio, identifying potential risks and recommending mitigation measures. -Approve or recommend credit decisions based on thorough risk analysis. -Follow up on overdue accounts and coordinate collection activities to minimize losses. -Prepare reports on credit risk exposure and portfolio performance for senior management. -Collaborate with other departments to ensure effective implementation of credit policies and procedures. -Maintain accurate records and documentation of all credit assessments and decisions. -Provide guidance and support to colleagues on credit risk matters, promoting a risk-aware culture. -Technical Requirements -Degree in Economics, Finance or related fields .-Minimum of 3 years of experience in banks or microbanks. -Experience in scoring, risk analysis, credit approval and collections. -Soft Skills -Analysis and planning. -Organisation. -Good communication. -Integrity. – Ability to work under pressure. |
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